Attention homeowners in Coeur D Alene and Kootenai County: Need an appraisal?

Check out the top seven reasons Idaho homeowners need Advent Appraisals Inc.:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge Kootenai County's assessment of your property value
  3. Remove PMI to lower your mortgage payments
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a divorce in the state of Idaho, when property needs to be divided
  7. Settle an estate in Idaho by determining the true market value of real estate
Own a home in or near Coeur D Alene, Idaho and need help deciding the price of it? Contact Advent Appraisals Inc..

At Advent Appraisals Inc., we understand the special needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. As our valued client, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at Advent Appraisals Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value conclusion than yours.

Challenge Kootenai County's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that's declining or not appreciating as much as other houses close by. This only means you're paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Advent Appraisals Inc. is your perfect weapon when contesting your property tax assessment.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are experienced in helping clients just like you abolish unwanted and unneeded PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can be unsuitable from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Advent Appraisals Inc. can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for verity, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house.